Transaction fees for different currencies
All fees are subject to volume-based discounts. If you or your business plan to process large payment volumes, please reach out to our team to discuss custom fees and rates. If you would like to get information about other currencies that are not listed, please reach out to [email protected]
Country | Currency | Transaction Fee | FX Fee % | Delivery Time | Cut-Off Time | Payment Rail |
Argentina | ARS | $0.30 | 0.50% | T+1 | 13:30 GMT | Local |
Bolivia | BOB | $2.50 | 0.50% | T+0 | 14:45 GMT | Local |
Brazil | BRL | $1.00 | 2.00% | T+0 (Instant) | 24/7 | Local (Bank or Pix) |
Chile | CLP | $1.20 | 1.30% | T+0 | 14:15 GMT | Local |
Colombia | COP | $0.35 | 1.40% | T+0 | 13:15 GMT | Local |
Costa Rica | CRC | $1.10 | 2.00% | T+0 | 24/7 | Local |
EU | EUR | $1.00 | 1.00% | T+0 (Instant) | 24/7 | SEPA |
Mexico | MXN | $1.00 | 1.75% | T+0 | 16:45 GMT | Local |
Peru | PEN | $1.00 | 1.35% | T+0 | 14:45 GMT | Local |
United States | USD | $0.50 | 0.50% | T+0 (Wire) / T+1 (ACH) | 4pm ET (Wire) | Wire / ACH |
Uruguay | UYU | $1.50 | 1.30% | T+1 |
| Local |
South Africa | ZAR | $1.50 | 1.60% | T+1 | 13:15 GMT | Local |
Payment Rails
Payment rails vary by country and include local options or specific networks. Here are some examples:
Local: Domestic transactions using local banking systems.
SEPA: Standardized payment method for the European Union (EUR).
ACH/Wire: Domestic USD payments used in the United States. Wire deliveries are same-day (T+0) and ACH are next-day (T+1).
What are T+1 and T+0 processing times?
T+0 means that the transaction is settled on the same day as the payment initiation. Payments must be made before the specified cutoff time to be eligible for same-day delivery.
T+1 means that a transaction is settled one business day after the payment is initiated. For example, if you make a transaction on a Monday, it will be completed on Tuesday.
Cut-off time refers to the specific deadline by which a transaction must be submitted for processing on the same business day. Transactions submitted after this time will be processed the next business day.
"Pending" Transactions: Transactions will appear as "Pending" in the user interface until they are successfully received by the recipient’s bank.
The transaction status will change to "Complete" once funds have arrived at the recipient's bank, which will occur by the end of the business day. The user will receive an automatic email notification when the withdrawal is finalized.